Other Voices

Pertinent articles by other professionals in the field

Are Waiver/Releases Worth The Paper They Are Written On?

Part II

By

John Sadler, Sadler & Company, Inc.

This is Part II of a 2 part series about liability waivers. An authority in the field of sport insurance, John shares some things he has learned about waivers while in the insurance business.

Assumption Of Risk (AOR) As A Defense To Negligence

The second protective purpose of a waiver/release is to trigger the Assumption Of Risk Defense under tort law – in other words – to provide evidence that the sports organization gave adequate warnings of the risks so that an argument can be made that the participant assumed those risks.

Duty and Liability

by Charles R. Gregg

Readers will find that this to be an informative legal liability article. “Reb” Gregg is one of the nation’s top adventure law attorneys. This article originally appeared on Reb’s website.

Q. How do I run a good program without being sued?                                                                             

A. You can’t. People can and may sue you, with or without justification. And even the best program can make mistakes which might provoke the lawsuit.

Before You Sign the Sports Facility Lease Agreement

By

John Sadler, Sadler & Company, Inc.
Part II

This is Part II of a 2 part series about the importance of indemnification in facility lease agreements. An authority in the field of sport insurance, John explains another form of indemnification and suggested insurance requirement.


Broad Form Indemnification/Hold Harmless Provision

The third option (Broad Form) is not equitable to the sports/recreation organization and may be contrary to state law in some states as it can be considered to be against public policy and “unconscionable”.

Before You Sign the Sports Facility Lease Agreement

By

John Sadler, Sadler & Company, Inc.
Part I

This is Part I of a 2 part series about the importance of indemnification in facility lease agreements. An authority in the field of sport insurance, John discusses why indemnification is important to the facility operator and explains two forms of indemnification. In Part II he will explain another form of indemnification and suggested insurance requirement. Part II will appear next week.

NJ Club Saved by Waiver

A patron’s fall off a stationary bike meets a court’s support of waiver protection for clubs.

By John T. Wolohan
This January, 2010, article written by John Wolohan illustrates the value of  an effective waiver when an injury occurs.

Why do courts in some jurisdictions fail to uphold waivers, while other courts will accept them in most cases? Often, the reason is a belief that waivers encourage a lack of care. As a result, a court will closely scrutinize and invalidate a waiver if it is found to violate public policy or is overly broad,

Michigan Court Rules in Child Drowning Case (Pool Owner Not Liable) and Cheerleader Injury Case (Coaches and Organization May Be Held Liable)

By Alexander “Sandie” Pendleton of KMK

The Michigan Court of Appeals recently has issued decisions in two cases involving recreational liability (Estate of Wheeler v. Central Michigan Inns, Inc., April 14, 2011, and Sherry v. East Suburban Football League, March 17, 2011). Both decisions emphasize the importance of recreational-opportunity providers being vigilant about injury risks.

The Wheeler case arose out of the tragic drowning death of five-year-old Domonique “Dom” Wheeler.

Do Sports Leagues Need Workers’ Compensation Insurance?

Thanks to John Sadler for permission to run this article on SportWaiver.com. The article appeared on Sports Insurance Blog and should provide valuable information for many readers.

By John Sadler (Sadler & Company, Inc., Columbia, S.C.)

Are sports organizations such as leagues ever required to carry Workers’ Compensation insurance in lieu of Accident insurance when workers are paid? This is a complex issue with some gray areas and some exceptions to the general rule.

TOP 10 PITFALLS OF BUYING INSURANCE ON THE INTERNET (Part II)

This is the second in a 2-part series by Daniel Hale. The title says it all!

By Daniel Hale

5. Online Insurance Carriers Have No Duty To Advise The Policyholders of Coverage Adequacy

Most policyholders rely on their insurance agents to provide much needed expertise on technical insurance issues.  In fact, most independent agents strive to develop a personal and long term relationship with each of their policyholders.