A Waiver is not Always Necessary! Primary Assumption of Risk

By Doyice Cotten
Kathleen Swigart entered a long distance horse riding event conducted by the American Endurance Ride Conference (AERC), a national governing and record-keeping body for “long distance horse riding.” An endurance ride is “a highly competitive and demanding sport” in which the riders follow a specific course, collecting playing cards at set checkpoints along the route to verify having completed the entire course before crossing the finish line.
At the eight-mile checkpoint, seven horses were close together in a single line.