By Doyice Cotten
No one needs reminding of the national emergency relating to COVID-19 and the problems it has brought. Many providers of sport, recreation, and fitness activities are worrying about their liability in this situation.
In terms of risk management, most utilize two major tools to protect their business or organization from undue financial risk – these tools are liability insurance and liability waivers. Unfortunately, many are finding that their insurance does not cover communicable diseases and are taking a look at their waiver and wondering if it will protect them.