Articles tagged with: risk management
Risk Management »
By Doyice and Mary Cotten
Certainly the term “risk management” is not a common, household term in Old Delhi. This article and photos discuss and illustrate some of the risks faced in the daily lives of Indians living in and visiting Old Delhi. Old Delhi is the oldest and most colorful section of the vibrant city of Delhi. These photos are meant to depict some of the hazards faced by locals and visitors to the city.
I snapped Photo 1 one afternoon while riding in a bicycle rickshaw. We have seatbelt laws …
Risk Management »
By Doyice and Mary Cotten
When one thinks of Nepal, one’s first thoughts are of the Himalayas, but most people live in a long valley through the middle of the country. Risk management may not be an unknown term there – but it could certainly be put into practice more frequently.
On our recent visit, we found two major risks – the traffic on the streets and highways and the air pollution that blankets the valley, particularly in Kathmandu. We had no mishaps with the traffic, but did suffer from respiratory problems …
Risk Management »
By Doyice J. Cotten
This article first appeared in the January, 2007, issue of Fitness Management under the title “What Risk Management Means.”
It is time to take a broader look at the term “risk management.” It is a term everyone uses, but is misused, both in practice and in print. Here are some thoughts I would like to share with you.
Too often, owners and managers of fitness centers consider risk management to be an “advanced safety” procedure, but it is much more than just safety. Risk management is an organized plan …
Risk Management, Waivers »
By Doyice J. Cotten
In January of this year, we posted an article that dealt with waivers and negligence per se. This article, which originally appeared in Fitness Management magazine, also relates to negligence per se.
Reoven Capri suffered injury when he slipped and fell on the pool deck while walking to the pool. He returned to the pool the next day and found an accumulation of algae around the drain on the pool deck where he fell. He filed suit against L.A. Fitness International alleging that the club was both negligent …
Other Voices, Risk Management »
This is the second in a 2-part series by Daniel Hale. The title says it all!
By Daniel Hale
5. Online Insurance Carriers Have No Duty To Advise The Policyholders of Coverage Adequacy
Most policyholders rely on their insurance agents to provide much needed expertise on technical insurance issues. In fact, most independent agents strive to develop a personal and long term relationship with each of their policyholders. This allows the agent to ask pertinent questions about exposures and anticipate the need for policy changes. Ultimately, this close relationship allows …

