Articles tagged with: insurance

Featured, Other Voices, Risk Management »

[31 May 2011 | 4 Comments | ]
Do Sports Leagues Need Workers’ Compensation Insurance?

Thanks to John Sadler for permission to run this article on SportWaiver.com. The article appeared on Sports Insurance Blog and should provide valuable information for many readers.
By John Sadler (Sadler & Company, Inc., Columbia, S.C.)

Are sports organizations such as leagues ever required to carry Workers’ Compensation insurance in lieu of Accident insurance when workers are paid? This is a complex issue with some gray areas and some exceptions to the general rule. However, the consequences can be severe if an injured worker can successfully argue …

Other Voices, Risk Management »

[24 May 2011 | No Comment | ]
TOP 10 PITFALLS OF BUYING INSURANCE ON THE INTERNET (Part II)

This is the second in a 2-part series by Daniel Hale. The title says it all!
By Daniel Hale

5. Online Insurance Carriers Have No Duty To Advise The Policyholders of Coverage Adequacy

Most policyholders rely on their insurance agents to provide much needed expertise on technical insurance issues.  In fact, most independent agents strive to develop a personal and long term relationship with each of their policyholders.  This allows the agent to ask pertinent questions about exposures and anticipate the need for policy changes.  Ultimately, this close relationship allows …

Other Voices, Risk Management »

[17 May 2011 | One Comment | ]
TOP 10 PITFALLS OF BUYING INSURANCE ON THE INTERNET (Part I)

This 2-part series is authored by Daniel Hale,  a real expert in the field of insurance. Hale is located in Michigan so some of the considerations relate specifically to Michigan law. It is important that the reader find out if the reader’s state law is different.
By Daniel Hale

In today’s online marketplace, the ability for consumers to purchase insurance over the Internet is greater than ever.  With the continued development of electronic security and online bill payment, online insurance transactions are become more and more common.
In 2007, …

Risk Management »

[29 Dec 2010 | No Comment | ]
Buying Property Insurance for your Business (Part V)

One of the most important decisions that a sport- or recreation-business owner and/or manager must make is the purchase of business property insurance. This is the fifth of a five-part series on critical considerations that one faces in the purchase of appropriate and adequate property insurance. The series is authored by Daniel Hale,  a real expert in the field of insurance. Hale is located in Michigan so some of the considerations relate specifically to Michigan law. It is important that the reader find out if the reader’s state law …

Risk Management »

[20 Dec 2010 | No Comment | ]
Buying Property Insurance for your Business (Part IV)

One of the most important decisions that a sport- or recreation-business owner and/or manager must make is the purchase of business property insurance. This is the fourth of a five-part series on critical considerations that one faces in the purchase of appropriate and adequate property insurance. The series is authored by Daniel Hale,  a real expert in the field of insurance. Hale is located in Michigan so some of the considerations relate specifically to Michigan law. It is important that the reader find out if the reader’s state law …