20 Sep 2011
Before You Sign the Sports Facility Lease Agreement

By
John Sadler, Sadler & Company, Inc.
Part I
This is Part I of a 2 part series about the importance of indemnification in facility lease agreements. An authority in the field of sport insurance, John discusses why indemnification is important to the facility operator and explains two forms of indemnification. In Part II he will explain another form of indemnification and suggested insurance requirement. Part II will appear next week.
Sports/recreation organizations (ex: teams, leagues, tournament hosts, camps, individual instructors, gymnastics studios, martial arts studios, hunt clubs, etc.) often lease outdoor or indoor …

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7 Jul 2011

A patron’s fall off a stationary bike meets a court’s support of waiver protection for clubs.

By John T. Wolohan
This January, 2010, article written by John Wolohan illustrates the value of  an effective waiver when an injury occurs.

Why do courts in some jurisdictions fail to uphold waivers, while other courts will accept them in most cases? Often, the reason is a …

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14 Jun 2011
Michigan Court Rules in Child Drowning Case (Pool Owner Not Liable) and Cheerleader Injury Case (Coaches and  Organization May Be Held Liable)

By Alexander “Sandie” Pendleton of KMK
The Michigan Court of Appeals recently has issued decisions in two cases involving recreational liability (Estate of Wheeler v. Central Michigan Inns, Inc., April 14, 2011, and Sherry v. East Suburban Football League, March 17, 2011). Both decisions emphasize the importance of recreational-opportunity providers being vigilant about injury risks.
The Wheeler case arose out of the tragic drowning death of five-year-old Domonique “Dom” Wheeler. Dom’s mother had arranged to hold a “pool party” at a local motel to celebrate Dom’s upcoming birthday. On the day of …

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31 May 2011
Do Sports Leagues Need Workers’ Compensation Insurance?

Thanks to John Sadler for permission to run this article on SportWaiver.com. The article appeared on Sports Insurance Blog and should provide valuable information for many readers.
By John Sadler (Sadler & Company, Inc., Columbia, S.C.)

Are sports organizations such as leagues ever required to carry Workers’ Compensation insurance in lieu of Accident insurance when workers are paid? This is a complex issue with some gray areas and some exceptions to the general rule. However, the consequences can be severe if an injured worker can successfully argue …

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24 May 2011
TOP 10 PITFALLS OF BUYING INSURANCE ON THE INTERNET (Part II)

This is the second in a 2-part series by Daniel Hale. The title says it all!
By Daniel Hale

5. Online Insurance Carriers Have No Duty To Advise The Policyholders of Coverage Adequacy

Most policyholders rely on their insurance agents to provide much needed expertise on technical insurance issues.  In fact, most independent agents strive to develop a personal and long term relationship with each of their policyholders.  This allows the agent to ask pertinent questions about exposures and anticipate the need for policy changes.  Ultimately, this close relationship allows …

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